Terms of Service
These Terms of Service ("Terms") govern your use of kiefldes.com (the "Website"), operated by Kiefldes. By accessing or using the Website, you agree to these Terms.
1. Informational Purpose Only
Kiefldes is an independent educational resource about factoring and commercial receivables management. We do not provide financial, legal, tax, or investment advice, and we do not offer any paid products or services through this Website. Nothing on the Website should be treated as a recommendation to enter into any specific transaction or agreement.
2. No Financial Services Provided
Kiefldes does not process invoices, extend credit, advance funds, or act as a factoring provider, lender, or broker. Any decisions regarding factoring or receivables financing should be made in consultation with a licensed provider or qualified professional in your jurisdiction.
3. Use of the Website
You agree to use the Website only for lawful purposes and in a way that does not infringe the rights of, or restrict or inhibit the use of, the Website by anyone else. You may not attempt to gain unauthorized access to any part of the Website or its underlying systems.
4. Intellectual Property
Unless otherwise noted, the text, layout, and original graphics on the Website are the property of Kiefldes and are protected by applicable intellectual property laws. Photography is used under license from its respective sources. You may not reproduce or redistribute substantial portions of the Website without permission.
5. No Warranty
The Website and its content are provided "as is" without warranties of any kind, express or implied. While we aim to keep information accurate and current, we make no guarantee as to its completeness, accuracy, or applicability to your specific circumstances.
6. Limitation of Liability
To the fullest extent permitted by law, Kiefldes shall not be liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, the Website or reliance on its content.
7. Third-Party Links
The Website may contain links to third-party websites for reference purposes. We do not control and are not responsible for the content or practices of any linked sites.
8. Changes to These Terms
We may revise these Terms from time to time. Continued use of the Website after changes are posted constitutes acceptance of the revised Terms.
9. Governing Law
These Terms are governed by the laws applicable in the jurisdiction in which Kiefldes operates, without regard to conflict of law principles.
10. Contact Us
Questions about these Terms can be directed to support@aostafactor.org or 4036 Keebler Lakes, Khovd, Mongolia.